Communications and Engagement - Effective communication involves clear and consistent messaging about the benefits offered, including health insurance, retirement plans, wellness initiatives, and additional perks. By prioritizing effective communication and engagement strategies, organizations can enhance employee satisfaction, retention, and overall well-being while maximizing the return on their benefits investment.

Individual Coverage - Individual benefit solutions for employees who are in transition, including both marketplace ("Obamacare") and senior product solutions.

International Benefits - International benefits play a critical role in attracting and retaining top talent, promoting employee satisfaction and loyalty, and supporting the overall well-being of a global workforce. By offering competitive and comprehensive international benefits, organizations can demonstrate their commitment to supporting employees' needs and fostering a diverse and inclusive workplace culture on a global scale.

Pharmacy Benefit Management - We help our larger self-funded clients, typically employers with 150 or more covered employees, access the services of consultants who assume a fiduciary role in helping clients contract with PBMs ('pharmacy benefit managers") that typically offer far superior contract terms and pricing from carving out the pharmacy benefit from the medical carrier when compared to the embedded, carved-in arrangements that are sold by carriers as part of their packaged product offerings.

Voluntary Benefits and Enrollment Solutions provide employees with the opportunity to customize their benefits package according to their individual needs and preferences, beyond the core offerings provided by their employer. By offering voluntary benefits and enrollment solutions, organizations can cater to the diverse needs of their workforce, improve employee satisfaction, and strengthen their overall benefits package in in a very budget friendly manner.